User Agreement (Terms of Service)

THIS AGREEMENT SETS FORTH THE TERMS AND CONDITIONS UNDER WHICH DWGCARD.COM INC USING THE NAME DWGCARD.COM WILL PROVIDE ITS ENTIRE SERVICES. THIS AGREEMENT DESCRIBES USER'S RIGHTS AND OBLIGATIONS WHEN USING THESE SERVICES. USER SHOULD READ IT CAREFULLY AND BE SURE USER UNDERSTANDS THESE TERMS AND CONDITIONS.

USE OF ANY DWGCARD.COM SERVICE MEANS USER ACCEPTS ALL THE TERMS AND CONDITIONS OF THIS AGREEMENT.

THE PARTIES TO THIS AGREEMENT ARE DWGCARD.COM INC USING THE NAME DWGCARD.COM AND THE USER.

The user is solely responsible to provide valid and accurate information needed to complete DWGCARD.COM orders.

The user is solely responsible for all Payments, even if the instructions provided by the user are incorrect.

DWGCARD.COM orders may not conflict with any requirements imposed by other payment systems.

The user is solely responsible to ensure Order Date and Payment Date are early enough for Payment to arrive by due date, if any. The Initiation of the payment shall be no later than one business day following the date of receipt and verification.

The user can delete or modify their DWGCARD.COM orders through the DWGCARD.COM website, subject to the limitation of non-repudiation after transfer as per customer instruction. Payments may be deleted at any time prior to a transfer.

DWGCARD.COM orders are binding contracts between User and DWGCARD.COM and will be honored by User. User shall not regard DWGCARD.COM orders as options.

Remittance must be good funds of the exact amount specified in the user's order, net of all fees.

If User fails to remit good funds of the exact amount specified in the users order, net of all fees, DWGCARD.COM , at its sole discretion, may reduce the DWGCARD.COM order to the amount of funds received.

If User remits more than the necessary amount of good funds necessary to fulfill their order, net of all fees, then DWGCARD.COM , at its sole discretion, may: (i) adjust the users order to the exact amount of funds received, (ii) enter a new users order for the amount of the excess funds received at the Exchange rate applicable at the time of the entry of the new users order.

Remittance may not be counterfeit or otherwise fraudulent. User agrees that any attempt to remit fraudulent funds will result in prosecution to the fullest extent of the law and the notification of the general public of User's actions via posting on the DWGCARD.COM Website, public and private discussion boards or by any other means, at DWGCARD.COM's discretion. Otherwise fraudulent includes, but is not limited to, any attempt of money laundering, structuring, violations of the U.S. Patriot Act or the U.S. Bank Secrecy Act.

Remittances are final and not refundable except as provided in this Agreement.

Any tax consequences of DWGCARD.COM orders and or transactions are the sole responsibility of the User.

You hereby authorize DWGCARD.COM trading as DWGCARD.COM to request your personal details listed with e-gold/G&SR/Omnipay, Gold Money, Evocash or any other body or authority.

The e-gold payment to the e-gold account nominated by the user in their order will occur within 48 hours of the funds being fully cleared and received to the satisfaction of DWGCARD.COM in the case of wired funds or direct deposit into the bank account either through another bank, online or off line. We do NOT accept personal checks. In the case of cashier's checks and money orders from any source, the funds will be available and spent in to the e-gold account nominated by the user within 48 hours from being fully cleared and verified as being received by DWGCARD.COM . DWGCARD.COM will accept NO liability for ANY funds stolen or not received due to theft of e-gold funding. Since e-gold refuses to assist in any recovery, your only recourse is with e-gold.

We reserve the right to refuse service to particular individuals or entities, at our sole discretion, with or without cause. NO correspondence will be entered into.

Your IP address will be logged along with your order. We reserve the right to report any fraudulent activity to the appropriate authorities. If we discover a stolen CC, fraudulent or counterfeit check, we will report it.

This service is independently operated and is neither endorsed by nor affiliated with e-gold Ltd, Omnipay, G&SR ,Goldmoney, Evocash or any other gold and/or eCurrency account custodian. In the event of any questions about this service and/or your order, you should contact us directly at admin@InstantGoldExchange.net.  Please do not contact e-gold Ltd, Omnipay, G&SR, Goldmoney, Evocash or any other company about your order, as they will not be able to help you with any issue relating to our service.

All transactions into or out of or between accounts at e-gold shall be subject to the Terms & Conditions of e-gold as outlined on the e-gold web site.

Further. DWGCARD.COM will not be responsible for delays or failures in the transmission, receipt or execution of orders, Remittances, Payments, or information due to events or systems beyond its control. The obligations of this contract precede any government enactment. DWGCARD.COM , it's owners, employees, agents or affiliates will not be responsible for any loss, damage or injury resulting from any event or system beyond its control.

DWGCARD.COM will not fulfill any Exchange transactions ordered by User if User uses, or attempts to use the DWGCARD.COM service in connection with tampering, cracking, modifying or otherwise corrupting the security or functionality of the DWGCARD.COM services. Additionally, User will be subject to damages and other penalties, including criminal prosecution where available and the notification of the general public of User's actions, at the sole discretion of DWGCARD.COM .

DWGCARD.COM will not fulfill any Exchange transactions ordered by User, if ordered not to do so by an order from a court or arbitration body of acceptable jurisdiction or official body or group such as a Market Makers Association, or gold supplier such as e-gold or GoldMoney for example, or as determined by DWGCARD.COM .

Failure to exercise or delay in exercising any right, power or remedy hereunder by DWGCARD.COM shall not operate as waiver thereof, nor shall any single or partial exercise of any right, power or remedy of Instant Gold Exchange hereunder preclude any other or future exercise thereof or the exercise of any other right, power or remedy.

Assignment. The provisions of this Agreement shall be continuous and shall inure to the benefit of DWGCARD.COM , its successors and assigns, and shall be binding upon User and/or the estate, personal representatives, administrators and successors of User. DWGCARD.COM may assign its rights and delegate its duties as to any or all transactions under this Agreement. User shall not delegate any obligations hereunder without the prior written consent of a duly authorized officer of DWGCARD.COM and any attempt at such delegation without such consent shall be void.

Waiver. Failure to exercise or delay in exercising any right, power or remedy hereunder by Issuers or Distributor shall not operate as waiver thereof, nor shall any single or partial exercise of any right, power or remedy of Issuer or Distributor hereunder preclude any other or future exercise thereof or the exercise of any other right, power or remedy.

Jurisdiction This Account Agreement is governed by the laws of the United States as such laws are applied to agreements entered into and to be performed entirely within the United States by United States residents.

Severability. In the event that any provisions of this Agreement shall be determined by an arbitration body or a court of competent jurisdiction to be unenforceable in any jurisdictions, such provision shall be unenforceable in that jurisdiction and the remainder of this Agreement shall remain binding upon the parties as if such provisions were not contained therein. The enforceability of such provision shall otherwise be unaffected and remain enforceable in all other jurisdictions.

Entire Agreement. This Agreement constitutes the entire and whole Agreement between User and DWGCARD.COM and is intended as a complete and exclusive statement of the terms of the Agreement. This Agreement shall supersede all other communications between the parties. This Agreement may be amended only upon execution of a subsequent agreement or upon User's failure to object within 10 days to modifications posted on the DWGCARD.COM Website.

The User is solely completely responsible for the or any gold account given in any order to DWGCARD.COM and the contents and disposal of contents thereof. DWGCARD.COM will not be held responsible for the use or disposal of the value or contents of any e-gold account.